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214 West First Street

Oswego, NY 13126

Mr. James A. Dowd

President & Chief Executive Officer

phone_iphone (315) 343-0057

Registrar & Transfer Company

10 Commerce Drive

Cranford, NJ 07016

phone_iphone (800) 368-5948

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Routing Number: 221370894

*APY = Annual Percentage Yield

LOCAL. COMMUNITY. TRUST.

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