James A. Dowd
James A. Dowd

James A. Dowd, CPA, presently serves as President and Chief Executive Officer of the Company and the Bank. Mr. Dowd joined Pathfinder Bank in 1994, as Controller and has since held many prominent roles within the organization. In 1999, he was promoted to Chief Financial Officer followed by Chief Operating Officer in 2017. Most recently, Mr. Dowd held the position of Executive Vice President and Chief Operating Officer. He has played a significant role in the physical expansion of the Bank into Onondaga County, overall deposit growth, and the Bank’s increased brand recognition and enhanced reputation in its new markets.

William D. O'Brien
William D. O'Brien

Will O’Brien, has been employed by the Bank since 1999. During his tenure Mr. O’Brien has held various positions in the Bank including branch manager and commercial lender. Mr. O’Brien most recently served as First Vice President of Credit Administration and was appointed as Senior Vice President Chief Risk Officer and Corporate Secretary effective January 27, 2020. Mr. O’Brien is responsible for overseeing the Enterprise Risk Management program as well as Loss Mitigation, Compliance, BSA/AML, and Security functions.

Daniel R. Phillips
Daniel R. Phillips

Daniel R. Phillips, has been employed by the Bank since 1999 and presently serves as Senior Vice President and Chief Information Officer of the Company and the Bank. Prior to joining us in 1999, he was Assistant Vice President of Community Bank. Mr. Phillips is responsible for electronic delivery channels, information security and technology platforms.

Walter F. Rusnak
Walter F. Rusnak

Walter F. Rusnak, CPA, has served as Senior Vice President and Chief Financial Officer of Pathfinder Bancorp since January 2019 and has been with the Company since August 2015. Prior to serving with Pathfinder, Walter held senior and executive positions in accounting, treasury, investment and financial management within the community banking, credit union and mortgage banking industries.

Mr. Rusnak holds a Bachelor’s degree in Accounting from Canisius College, Buffalo, NY, and an MBA with a concentration in Finance from SUNY at Buffalo. He is a Certified Public Accountant and a Chartered Global Management Accountant.

Ronald Tascarella
Ronald A. Tascarella

Ronald Tascarella, serves as Executive Vice President and Chief Banking Officer of the Company and the Bank. Prior to joining us in 2006, he was Senior Vice President of Oswego County National Bank. Mr. Tascarella is responsible for the Bank’s lending operations.

Robert Butkowski
Robert Butkowski
Robert Butkowski, serves as Senior Vice President and Chief Operating Officer for Pathfinder Bank. Since joining Pathfinder Bank in 2010, Mr. Butkowski has held several different titles including Assistant Vice President, Branch Manager for Pathfinder Bank’s Cicero Branch and Vice President of Branch Administration, a position he held until his promotion to Senior Vice President and Chief Operating Officer in 2023.

Mr. Butkowski holds a Bachelor of Arts Degree in Economics and Management Science from SUNY Cortland and has significant experience in developing investment and commercial business.
Justin Bigham
Justin Bigham, CPA, joins Pathfinder Bank as Senior Vice President and Chief Financial Officer of Pathfinder Bancorp with over 25 years of experience in the financial industry. Prior to serving Pathfinder Bank, Mr. Bigham has served in several key roles at various large public companies including his most recent position as Executive Vice President and Chief Community Banking Officer at Five Star Bank.

Mr. Bigham holds a Bachelor’s degree in Business Administration from St. Bonaventure University and is a Certified Public Accountant.